Comprehensive Wealth Planning

Building Your Path to Wealth

Your financial journey deserves more than quick fixes. Building wealth at a high level requires a comprehensive plan — one that addresses not only investments, but also tax strategies, estate considerations, retirement readiness, and important life decisions surrounding Social Security and Medicare.

At Wilkerson Advisory Group, our Comprehensive Wealth Planning service is designed for successful professionals, business owners, and families seeking a detailed framework for protecting and growing their wealth.

Our Process: A Comprehensive Path to Financial Confidence

1. Consult

Every successful partnership begins with listening. In our initial consultation, we take time to understand you — not just your income and investments, but also your family priorities, business interests, and long-term goals & objectives.

2. Thorough Analysis

We conduct an in-depth review of your financial life, including:

• Your risk tolerance  

• Investments and allocations 

• When to take Social Security

• Help with making Medicare decisions

• Tax efficiency of income and investments

• Insurance review

• Estate transfer considerations

3. Plan & Implement

With insights from our analysis, we design and implement a tailored plan that includes:

• Investment allocation proposal customized to your risk tolerance

• Strategies to drive tax efficiencies 

• Social Security and Medicare timing guidance

• Solutions to address any insurance gaps identified (life, long-term care, complex coverages)

• Wealth optimization across personal and business assets

We also provide a customized financial forecast to help you understand how long your money will last and test various scenarios, such as retiring early (or later), purchasing a vacation home, or downsizing your current home.

4. Ongoing Review

Your plan evolves as your life changes. We schedule regular reviews to adapt to new opportunities, legislation, and family or business transitions. This ensures your plan adapts and grows stronger over time.

Why a Strong Financial Plan Matters

Without the right structure, even substantial wealth can erode through taxes, market downturns, inadequate insurance coverage, or timing mistakes with Social Security and Medicare. Common risks include:

• Unnecessary tax liabilities on income or inheritance

• Poorly timed Social Security elections

• Medicare enrollment errors or penalties

• Inadequate insurance coverage

• Lack of coordination between business and personal finances
  

A comprehensive Financial Plan helps you confidently navigate your wealth and provides not just security, but freedom — prepares you for retirement, and the ability to pursue opportunities without hesitation.

Who Should Consider a Comprehensive Financial Plan?

Our approach is ideal for:

• Pre-retirees (40s–60s) 

• Entrepreneurs and business owners

• High-income earners who are just getting started